HOW TO QUALIFY FOR
Small Business Loans
Unlocking business financing requires attention to four key factors: credibility, cash, credit, and collateral. These pillars of financing are what lenders use to make underwriting decisions. In business lending each pillar can also secure the financing you need.
Fundability
Establish presence, office, and business banking
Cash
Cash flow, savings, and merchant account
Credit
The strength of personal and business credit
Collateral
Available assets to secure a business loan
BUSINESS CREDIT BUILDER
Business Loans For Your Situation
By understanding the strengths of your business, we can create a personalized assessment of your situation. Then our team of funding experts match you with the perfect lender to meet your financing needs.
Credit Line
Hybrid
Get up to $150k in unsecured, no doc financing with 0% introductory rates
Securities Backed Lines of Credit
Secure your business loan with stocks, bonds, mutual funds, and retirement
Commercial Real Estate
Purchase commercial real estate with multiple options for growth
Business
Loans
Get the best rates and terms with highest loan amounts with Business loans
Equipment
Financing
Finance your new equipment or get a leaseback on owned equipment
Inventory Financing
Use your existing inventory to secure your business financing
Revenue
Financing
Use your business revenue to secure funding for your business
Merchant Cash Advance
Fund your growth with cash from your merchant account transactions
Plus More
Learn more about all of our funding options
We Help All Types of Businesses
Small Business Loans
Getting a loan for a small business can change everything. Let's find the funding you need to flourish!
Growth Financing
Let's fund your next steps for growth to help you take your business to the next level.
Expansion Financing
Get the capital you need to expand with high loan amounts, great rates, and longer terms.
Startup Loans
Get up to $150,000 in unsecured financing with no income, assets, or collateral.
Non Profits
Nonprofits can borrow money from banks and lenders to help finance their operations.
Franchisee's
Get the money you need to grow your franchise the right way! Find out how we can help.
Frequently Asked Questions
1. Can I get a business loan with bad credit? Yes, it is possible to obtain a business loan with bad credit. However, the options may be limited, and the interest rates could be higher. Some alternative lenders specialize in offering loans to businesses with less-than-perfect credit.
2. How much money can I qualify for? The amount you can qualify for depends on various factors, such as your credit score, business revenue, time in business, and the lender's evaluation of your financial health. Each lender has different criteria, so it's essential to research and compare your options.
3. How do lenders evaluate a business loan application? Lenders typically consider factors such as your credit score, time in business, annual revenue, debt-to-income ratio, and the overall financial health of your business. They may also review your business plan, industry, and cash flow projections.
Testimonials
Real results from business owners just like you
BRIAN
Brian praises the Business Credit and Funding Suite for its exceptional service and support. Within 3 to 4 months, he was able to secure $50,000 in funding for his business and plans to refer more clients, grateful for the help he received.
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Cheryl
Cheryl, a former bank lender from Shreveport, Louisiana. The suite’s business credit building process unlocked more funding options than she ever imagined, opening up new possibilities for her business. Cheryl believes every business owner can benefit from the Business Finance Suite, as it revolutionizes how they operate.
LUIS
Louis, a Miami-based business owner found success using the Business Finance Suite, which helped establish a business credit profile. This enabled them to apply for funding without using their Social Security number, eliminating personal liability for credit applications. The speaker highly recommends this program to fellow business owners.
Edward
Edward from El Paso, Texas, struggled to secure funding for his small businesses until discovering the Business Finance Suite. Within a month, the suite helped set up his business correctly, establish trade lines and revolving credit, and now he’s on track to receive funding. Edward guarantees it’s worth the investment and only wishes he’d found it sooner.